MBB Amex Vs SCB Worldmiles Credit Card

I have done comparison between MBB Amex and SCB Worldmiles based on enrich miles conversion.  

MBB Amex

Spend RM1,400.00 x 5 points = 7,000 points = 1,000 enrich miles. 

Means that RM1.40/enrich miles. 

SCB Worldmiles 

Spend RM3,000 = 1,000 points = 1,000 enrich miles

Means that RM3.00/enrich miles. 

As we can see from comparison between these 2 cards, we can conclude that SCB Worldmiles is useless and not worth it to use. But I have to say thank you to SCB for giving us 25,000 miles AirAsia Big Points! 

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Bought Glomac at RM1.12

Bought Glomac on last Friday at RM1.12. 

Seems Tabung Haji also bought this stock heavily since last month. 

May this stock going up soon with a good news? I dont know as I bought it based on PE<7 and his good ROE > 10! 

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Citibank Business Platinum Credit Card

I already email customer service of Citibank

Business Platinum CC but there is still no feedback

from them.

Even I have mentioned my problem about GST 

fee offset but Citibank still want me to register at their

website and log the problem. 

I am very disappointed with Citibank services this time. 

If problem like this they can't settle, sure I will terminate 

this credit card. 

Read more...

Yeelee

Yeelee closed yesterday at RM1.28. Until to date I already have Yeelee 10 lots with average price at RM1.24. 

PE is at 6.9. EPS 18.5.

If PE at 10, price will be RM1.85! 

My target is only at RM1.40 with profit 1600 in hands. 

Read more...

Dividend ASB 2013

PNB has announced that ASB dividend 2013 is 7.7 sen + 1.0 sen bonus. Last year is better at 7.75 sen + 1.15 sen. 

Life must goes on. Hopefully next year ASB dividen 2014 will be better. 

Read more...

Citibank Business Platinum CC

Unfortunately till to date, there is no RM50 cash rebate to waive GST from Citibank. I am using Citibank Business Platinum. 

As per them before, RM50 will appear in 3rd month statement. I need to call them again which cause me some money as citibank line expensive compared with TM line. 

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Yee Lee Corporation Bhd

Yee Lee Corporation Bhd (YLC) is a Malaysia-based investment holding company. 

The Company, through its subsidiaries, operates in four segments: manufacturing, which includes cooking oils, margarine, shortening, corrugated paper cartons, crude palm oil, kernel and general line tin cans; trading, which includes edible oils, kernel and other consumer products; plantation, which includes tea and palm oil, and others, which include tourism related services and investment holding. 

Its direct subsidiaries are Yee Lee Trading Co. Sdn. Bhd., Yee Lee Palm Oil Industries Sdn. Bhd., Yee Lee Edible Oils Sdn. Bhd., South East Asia Paper Products Sdn. Bhd., Canpac Sdn. Bhd., Intanwasa Sdn. Bhd. and Yee Lee Marketing Sdn. Bhd. In addition, the Company also has seven indirect subsidiaries.

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Airasia Big Points Low Redemptions

Again, I saw Airasia Big Points Low 

Redemptions. 

Another promotion by Airasia X. 

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TDM

TDM - is it a good stock? Look at this chart. 

TDM in uptrend mode and has good in financial! 

Read more...

Bought 5 lots Yeelee today at RM1.26

Bought 5 lots Yeelee today at RM1.26.

Target RM1.40 should be enough. 

PE at 6.8 with last Q3 4.57. ROE > 10!  

Market cap 225M... 

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MISEE 2014 - Malaysia Investment & Stock Exchange Expo

MISEE 2014 - Malaysia Investment & Stock

Exchange Expo will be held as follow;

1) PWTC 22-24 August 2014

2) Persada JB 17-19 October 2014

This expo objective is to have Malaysians better 

understanding on the whole process and mechanism

 of stock exchange investment. 

I never been there and hopefully one day I can 

be there too to learn more or expose to this

type of investment. 

Read more...

SCB Worldmiles Mastercard Promotion

Relax and unwind to a movie on Friday, Saturday and Sunday at GSC while enjoying 1-for-1 movie tickets! 

To enjoy this promotion, simply click the tab to purchase your tickets online via GSC e-payment using your Standard Chartered Preferred World MasterCard Credit Card, WorldMiles Credit Card, JustOne Platinum MasterCard Credit Card or Platinum MasterCard Credit Card until 12th Jan 2014. 

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Sold all 30 lots of L&G

Sold all 30 lots of L&G today @0.455. 

Profit tru this stock is RM1000.00. 

Read more...

L&G today at RM0.445 highest

L&G today at RM0.445 highest. 

I still have 30 lots of L&G with initial cost 

RM.41.

Will take some profit at this level. 

Read more...

Hongkong Asia's World City - Airasia

Latest promotion from Airasia. 

Flight ticket from low at RM102.00.

Booking period until 22 Dec 2013.

Fly from 6 Jan until 30 April 2014. 

I am going to check how to use the free airasia big points unfortunately forgot the step. 

Will find out later... 

Read more...

New Honda CRV

New Honda CRV starting price at RM148,800.00 (CRV 2.0L) while RM169,800.00 for CRV 2.4L. 

Engine 2.4 iVtec

GPS

Exclusive leather seat

Rebate RM2,000.00.

Nice one!

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L&G closed today at RM0.425

L&G share price closed today at RM0.425

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Travel Troly Bag with Citibank Business Platinum Credit Card

If I am not mistaken, I registered Citibank

Business Platinum Credit Card 3 months ago.

I believed this is a box which contains 

Travel Troly Bag with Citibank Business 

Platinum Credit Card. 

Will update later on how it looks. How do you 

like this? 

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Enjoy RM50 cash back with Maybank Amex Card

To enjoy RM50 cash back with 

Maybank Amex credit card you have to spend a min of 

RM1,000 or above. The campaign is open to 

selected existing Maybank Prinsipal credit 

who only received sms to participate in this 

campaign. 

A spending a minimum of RM1,000 or accumulated 

with Maybank Amex credit card within campaign 

period (1st Nov - 31st Dec 2013) in order to 

eligible for the RM50 cash back. 

ONLY 1st 700 Amex cardmembers who achieve

the minimum spending amount will be credited

with RM50 cash back and only entitled to received 

one time cash back. 

Read more...

TNB Announced Tariff Electricity Hike

Yesterday TNB just informed the new tariff increase will be effective 1st Jan 2014. 

Average increment is ~15%.! Today TNB share price shoot out to the sky at RM12.60. And TNB share is most active counter in Bursa.

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SCB Worldmiles Credit Card Promo

Standard Chartered Promo - SCB Worldmiles credit card

RM0.00 StanChart: Save 17% on Asiatravel hotel stays/tour packages with your WorldMiles/Preferred World.Visit asiatravel.com/mastercard/scb/preferred/index.html

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MYEG Daily Chart

MYEG daily chart with RSI and MACD.

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2600mAH Power Bank at RM19

I was in Tapak Pesta Konvo USIM this morning and I saw that the 2600 mAH power bank cost only at RM19!!!

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Tapak Pesta Konvo USIM-upin & ipin

Tapak pesta konvo...

Upin dan ipin bergambar... 

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Pesta Konvo Usim Ke-11 - Upin dan Ipin

Upin dan Ipin akan memeriahkan lagi Pesta Konvokesyen USIM ke-11 (utusan). 

I will bring my kids to the tapak pesta konvo. Now they have time to interact face to face with Upin and Ipin cartoon characters. 

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OCBC Titanium Credit Card

Since a few years ago, OCBC Titanium is one of the best credit card in Malaysia which I known. I had applied before but OCBC rejected my application. I don't know what is the criteria setting to their clients as I am sure I am good in credit rating. No outstanding credit card balance, no outstanding payment on house loan or car loan! 

As I asked OCBC, the criteria for them to approve OCBC Titanium credit card will not be revealed. Never mind, there are still a lot outside there. 😋

Unfortunately, recently OCBC announced that there will be no more 5% rebate on dining, petrol, utility bills, and groceries for OCBC Titanium credit card holder. No more rebate!!!! 

But they give 1% rebate on retail spending with NO LiMIT! And there will be no more annual fee for OCBC Titanium credit card. Before this we have to swipe at least 12x to enjoy free annual fee. 

This new revision will be effective beginning 29th Nov 2013!

What do you think? Maybe they will launch another good features credit card soon? 

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Check summons through MYEG

Have check your summons? MYEG can be answer. You can check through MYEG web. It's free. 

PDRM will take serious action to traffic offenders.  I am sure summons issued during ops and blacklisted traffic offenders will be theirs priority. 

Mine? I have one and final amount is RM300. What an expensive! 

Moral: don't over speeding!

How about MYEG share price? Currently it is trading at RM2.52. I believed price will boom soon as this ops by PDRM will boost MYEG revenue and profit! 

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What is the benefits of using credit card?

Is it more benefits or credit card will put you into trouble? If you say you can manage all your expenses and debts, no harm to use it and I think it would be better than paying by cash money! There are a lot of discussions on the pro and con using credit card. 

Advantages

1) No need to bring cash money

2) Minimize risks - safety reasons 

3) Buying through easy payment installments 

4) Treatpoints can be redeemed

5) Cash back 

6) Trace all expenses as credit card produce monthly statement

7) Insurance coverage with credit card purchasing

8) Retail protection

9) Some more discounts for certain things at shopping complex or outlets

10) Grace period meaning that there is time given to pay debt normally 20 days after purchasing - borrow for free

11) Emergency use and etc

And I think it will be saved money a lot! 

Disadvantages 

1) Debt traps

2) Hidden charges

3) High cost fee

4) GST tax for RM50/card

5) Overuse

6) Spending temptations

7) Credit card fraud

8) Interest rate

9) Annual fee

Bad management on the credit card will introduced bad credit. Meaning you have loan with a bank and accumulate the interest with high cost. 18% per year. There is no investment on earth something special rate such as credit card debts. I am sure bank will like you very much if you can pay on the minimum pay or 5% from total debts. This will end up you into big trouble and has potential on bankruptcy.  

If you use a credit card responsibly, I believed it's much better paying off with credit card. You decide! 

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Maybankcard 2 Amex + Mastercard

Maybankcard 2 Amex + Mastercard Platinum Card

I have these 2 cards which already in use for

2 years. What I can say Maybankcard 2 

Amex + Mastercard is the best credit card i have 

before! 

The benefits of Maybankcard 2 Platinum Card; 

1) One service tax GST RM50

2) 5x TreatsPoints for all spend on your Maybankard 2 American Express Card in Malaysia or anywhere else in the world except Government Bodies, Education Institutions and Insurance Provider (2x only) 

3) Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance

4) 5% weekend cash back 👍👍👍

5) Lifetime annual fee waiver

6) Minimum income shall be RM60k 

7) Travel insurance coverage and retail protection please go to Maybank web. 

What is so great about this Maybankcard 2 card? Do they have a best service among credit cards provider in the market? 

Let me tell you that the best of this Maybankcard 2 card is NOT only about cash rebate to their customer. Most credit card have only 0.5%~1% cash rebate offered. Maybankcard 2 card is all about their treatpoints offered to their credit card holders. Use Amex Card but not the master@visa card. Just keep your mastercard or visa card in drawer. 

Each ringgit we spend on Amex card will be 5x TreatsPoints. Before August 2013 the exchange rate for this card as; 

10,000 treatpoints = RM50 cash voucher

How much to spend to qualify 10,000 maybank treatpoints? We need to spend only about RM2,000 with Amex card! Meaning that we got some discount! 

50/2000 equals to 2.5%! 

But now maybank already revised the treatpoints: 

12,500 treatpoints = RM50 cash voucher 

We need to spend another RM500 to get RM50 cash voucher. 

50/2500 equals to 2%!

Anytime and anywhere! 👌

Even though maybank has increased the the treatpoints to redeem cash voucher but this card still offered the best package in market! 👍👍👍

But if you can make your purchase on weekend it will be better with another 5% cash back offers and it will be credited ti your account just in the end of each month. 

This will looks more handsomely returns with 7.5% if we make a purchase during weekend! But the cap or ceiling will be RM50 only for a month. Not bad not bad as I already compared to other credit cards! Meaning that your expenditure each month on the weekend cap at RM1,000 only. If your monthly expenditure more than RM1,000/month it is advisable that you get another credit card to make you profit all the way. 😆

Purchasing on weekdays Maybankcard 2 card Amex still offered the best as we still can get 2% (if we translate into discount) and there are no cap for this! 👍👍👍

I have some more credit cards but maybankcard 2 card offered the best package in market.  

This card mostly suit with my lifestyle! Maybe it not suit with your current lifestyle and you may explore to the other credit card features. 

I like to make a comparison with other credit cards in the Malaysia market in the future! Hope we all can benefits from this post! 

I am very happy to know if there are more credit cards offered competitive benefits as Maybankcard 2 card did! 

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Masteel Q3 in profit!

Masteel said its net profit for the Q3 ended 30 September 2013 (3Q13) rose 37.9% to RM9.7 million from RM7.0 million in previous year’s Q3. 

Revenue for 3Q13 rose 12.2% to RM351.2 million from RM312.9 million previously on higher sales.

Expected Masteel will fly next week? We will see.... 😅

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Stock to watch

Stock to watch - Sime, MRCB, Masteel, 

RHB Cap, Boustead, IGB, KKB, AFG and SOP. 

refer to theedge malaysia. 

Read more...

Masteel just posted Q3 Earning

Masteel just posted better Q3 earning with EPS = 4.46 sen. Revenue increased to 351M. 

I will trade this stock since it quite safe as  this stock in profit! 

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Ken 5 years revenue and profit trend

Ken 5 years revenue and profit trend.

Latest EPS better than past! But the price 

didn't go anywhere. 

Read more...

I am still waiting Masteel Q3 result

When Masteel will announce this coming result? No trading volume this morning. What happen? I still have some in my account (average RM1.02).

Should be this week I think. Be patient.... 

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Fitters

No surge volume at this moment. 

Latest Fitters EPS.

Will coming soon? 

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Hentian Tapah

I ate bakso just now at Hentian Tapah, way to KL. That bakso cost me at RM6 while nasi lemak at RM5. No pic for the food. 😅

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Fitters just posted better Q3 Earning

Fitters just posted better earning with Q3 EPS = 3.68 sen compared with same quarter last year, EPS 2.2 sen.

I still have some for this counter and my target is at 85 sen. 

Read more...

Activate AirAsia Big Points

After activated your SCB World Miles credit card, you will received notification on how to redeem your AirAsia Big Points.

RM0.00 StanChart: Thank you for activating your WorldMiles card. For free BIG Points, SMS WM(space)Your 10-digit BIG Shot ID to 66300 by 11/12/2013. T&C apply

Just follow the instruction given. So easy to redeem the big points! 

Then,

RM0.00 StanChart: Thank you for submitting your BIG Shot ID via SMS. T&C apply.

Ok. After u reply the SMS, you will receive the 25,000 big point within 8 days. 

Read more...

Success

Success post good EPS. 

Q1 - EPS 5.25

Q2 - EPS 6.68

Q3- EPS 7.40 

PE at 4.8 

ROE at 14

Volume increased lately. 

Also there is share buy back activity. 

Currently it is trading at RM1.24. 

Read more...

AirAsia Big Shot Sale!

AirAsia Big Shot Sale is on 24 Nov 2013. 

The priority access for members of tune2big.

Flights redemption start from 0 BiG point 

but only on 24 Nov 2013.

You have to be an airasia big point members 1st! 

 

Read more...

AirAsia Big Loyalty Programme

I have already registered AirAsia Big Point program today! This is to ensure that the free  25,000 AirAsia big point through Standard Chartered which I got last time can be transferred to my Air Asia big point.

Anyway I am still waiting sms from Standard Chartered on how to transferred the free air miles to tune big point! 

Will waiting a few days more as they mentioned they will sms within one week from my SCB Worldmiles activation. 

How to register? 

1) 1st you have to be in AirAsia Big Point website http://tune2big.com to register. 

2) Just follow the instruction from there. To do this it is very easy just within 3 minutes I have done it!

3) Email confirmation and tune2big will send email to verify Big shot Id through a link.

4) After you open the link, your registration to AirAsia Big Point is considered done! As pic attached above. Welcome to BIG family!!! 

Now you can use your big shot ID. 

Easy? Then you can try yourself.

Read more...

Xinquan posting better Q1

Xinquan posting positive Q1 2013 result with EPS 10.0!? But I am still question why there was no impact to their share price?

This stock has low volume in trading from what I can see. Xinquan still in bear territory since it was trading below 200 ma.

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ASB dividend 2013

How much PNB will announce ASB dividend 2013? Usually they will inform 2 weeks before year end. 

Last year PNB announced ASB dividend 2012 at 7.25 sen + 1.25 sen bonus if I am not mistaken. Total will be 8.5 sen which I think very very good for share holder. 

Hope this year not less than last year or at least same figure compared with last. Just pray for it. One month from now! 

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Puncak Niaga

Puncak Niaga currently trading at RM3.47. 

RHB research evaluate this stock fair value at RM5.22. 

If you see the graf above, Puncak Niaga recovered very fast starting early this year.

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Yeelee

Yeelee currently at RM1.32

EPS 18.5

NTA RM1.75

PE 7 

ROE 10

Market CAP RM235m 

Maybe there is still some room for Yeelee to fly? Their latest financial Q3 also good. 

Read more...

OCBC Platinum Credit Card

Exclusive with OCBC Platinum Credit Card

Card Features 

0.5% unlimited cash back for whatever spending except petrol. No reward or cash rebates for petrol.

RM188 annual fee but waived with swipe 24x per year

Annual usage bonus of RM50 when spending >RM10,000 a year

Cash rebates RM50 

If you reg now, you will qualified RM50 rebates and pay GST! Before 31st Dec 2013.

Overall I don't see any good deals with this OCBC Platinum credit card. 

Apply for an OCBC Credit Card from 17 November to 15 December 2013, and if it gets approved and issued within that period, a Blackberry Z10 could be yours. Not only will you get to flaunt the new mobile device, but you will also get to enjoy a RM50 rebate with your newOCBC Credit Card.

There are only 10 units of Blackberry Z10 up for grabs. Act now for a chance to win!

Read more...

Fitters

Fitters above 200MA

I am still waiting Fitters to announce latest financial Q3. 

Read more...

Standard Chartered Worldmiles Mastercard

Welcome give with sign up

25,000 Air Asia Big Point + 2600mAH battery bank

How to redeem Air Asia BIG Points welcome gift?

Redeem the points upon activation in 3 simple steps:

1) Register Air Asia BIG a/c at tune2big.com web

2) Activate your Worldmiles card and you will receive and sms from Standard Chartered within 2 weeks asking for valid 10 digit BIG Shot ID

3) Reply the sms instruction within 14 days and big point will be credited into your a/c within 8 days

Done! 

Calculation to redeem point

RM3 local spending = 1 bigpoint/ enrich

RM2 oversea spending=1 bigpoint/enrich

RM3000 = 1000 worldmiles = 1000 bigpoint

Meaning RM3/enrich mile?! Not very competitive?! How about others? Citibank, Maybank? 😅

Conclusion

Currently I am using Maybank credit card which is more attractive and more benefits compared with this SCB credit card! I will describe later on and will make comparison between them.

Annual fee & GST free for 1 year. 

Promotion still valid until 31st Dec 2013. Just want to get the 25,000 Air Asia big point free from SCB credit card. 

How much you have to spend to get 25,000 Air Asia big point?

If we spend locally, we have to spend RM3 x 25,000 = RM75,000!

Or oversea RM2 x 25,000 = RM50,000

That's too much.....

As I can see there is not much benefits from this SCB Worldmiles Mastercard credit card for routine purchase such as bill payment, shopping and there is no point will be given for petrol and insurans. 

But one thing you should explore is on the travelasia SCB credit card holder will have some discounted price if you like to travel anywhere in the world and the travel package looks attractive. Maybe this is the advantages or features of this card compared with others. 

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1-for-1 GSC Movie Tickets - free

I got message from Standard Chartered bank on their promotion. StanChart: Activate your new Standard Chartered MasterCard Credit Card now to enjoy 1-for-1 movie tickets on weekends booked via GSC website. T&C apply

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Citibank Premiermiles AMEX

Citibank Premiermiles AMEX

 Point will be convert to Enrich miles. Promotion still valid until 31 Dec 2013.

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Malaysia GDP Growth 5% above expectation

Malaysia GDP Growth 5% above expectation

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Evergreen 5 years Revenue & Profit Trend

Evergreen 5 years Revenue & Profit Trend

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2600mAH Power Bank

How much this stuff cost? Everyday we will use it to recharge mobile phone since   This equipment can be brought to anywhere and make our live easier. We don't need to stay at home too long as this power bank has enough power to charge my mobile phone. 

The power bank costs is at RM48. But only can recharge my mobile phone one time. 

But I got this power bank for free only when you register with Standard Chartered Bank credit card.

The best part is we got 25,000 airasia big point which can bring us to Melbourne, Taipei, Hongkong, Bali for free. But we have to always check the airasia promotion. 

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The Edge Malaysia

This is the web that always I read about the KLSE market and learn more on the economy.

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KLSE-Evergreen

Today Evergreen at RM0.48

EPS : -5.23
NTA: 1.61
DPS: 1.00
PE   : -9.18
ROE: -3.25
Market Cap: 246M

Evergreen still below 200MA. But RSI and MACD in + trend/territory.

Read more...

Masteel

Today Masteel at RM1.15

EPS : 10.68
NTA: 2.45
DPS: 1.92
PE   : 10.77
ROE: 4.3
Market Cap: 252M

Masteel still above 200MA and has potential to trade upside as the latest EPS reported was 4.66 compared with last Q report which is only 1.6.

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RM110 for Every 10,000km Service

How much you pay each time when going to workshop to service your Toyota car? Mine? Toyota Vios cost me around RM110.00.

How I do that? Just sent my car to outside workshop. Here is the details:

Toyota Mineral Oil Engine: RM85.00
Oil Filter: RM15.00
Wage: RM10.00
Total: RM110.00

I already used my car 8 years. One more year to complete my monthly installment. My vehicle warranty expired 5 years ago. But if your car still under warranty, think first.. since it will avoid your warranty....

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Masteel above 200MA

Masteel above 200MA

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Xinquan above 200MA

Xinquan above 200MA!

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Rimbunan Sawit Bhd - Rsawit Jan 2013

Current price: RM0.845 closed on Friday

EPS

1st Q  =  0.23 sen

2nd Q =  0.23 sen

3rd Q =  0.61sen

4th Q =  ?? sen (Feb 2013)

~ Total  0.87 sen for 3Q.


Year High = RM1.22

Year Low = RM0.790

Read more...

Dividen ASB 2012 dah bayar! Dividen ASB 2013?

Dividen ASB 2012 - 7.75 sen seunit
Bonus ASB 2012 - 1.15 sen seunit

Total Dividen ASB 2012 - 8.8 sen

I believed PNB can do better for ASB dividend 2013....

Read more...